Thinking about Transporting Full Time?
Christmas is over, and that unfortunately means that the season of dogs and cats showing up at shelters is about to begin. Too many people give someone the gift of a live animal, not taking into consideration the person’s ability to care for a pet. Sometimes they do this to be impressive, other times, they sincerely think the person wants a pet, but makes the wrong match. Someone may give a puppy to someone who cannot have one according to their lease, or did not check with a child’s parents. When the pet is discovered or “gets too big,” sometimes they go to the pound.
This also means, that for the ones that are lucky enough to be rescued from the pound, there will be many volunteers on the road driving the pets from point A to Point B so the rescue that agreed to take them can receive them. Some breed rescues can be states away. If you volunteer once in awhile, it is not necessary to do anything as far as your vehicle insurance goes. However, if you do this frequently and start charging a fee, beyond mileage reimbursement as a volunteer, you may want to think about commercial insurance before you are compelled to. If you hang your shingle up as doing it for a business, it may be a little pricier than private auto insurance, but it may protect you from additional liabilities. There are “goods in transit” insurance policies if you courier or transport, as well as more standard business insurance.
It may not be for every mom and pop operation, but it is always a good idea to consider in the realm of possibilties. Of course, when transporting pets rather than physical goods, there may be additional licensing with the local Depatrment of Agriculture that may be possible based on your location. However, that just allows you to operate, and doesn’t insure your vehicle and equipment.
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